Do Not Start Investing Until You Have A Insurance (Term & Health Insurance).
Park the amount equivalent to 6-month expenses in a Saving or Liquid Fund.
Categorize Your Expenses Under Different Heads – Food, Travel, Shopping Etc. So You Can Try to Cut Down Unnecessary Expenses.
Plan Your taxes Well In Advance And Declare All The Investments And Other
Necessary Stuff To Take Advantage of Deductions
Start An SIP
Make Sure You Start A SIP Right Away. You Can Start A SIP in Index Funds, Which Helps Your Investment Grow Over Time.